Truck & HGV Insurance

What We Offer

Driving your Business Forward with the Right Protection

At ClearRoute, we provide comprehensive truck insurance designed to protect commercial vehicles up to 44 tonnes — whether you operate a single truck or manage an entire fleet. Our policies are tailored to meet the needs of haulage operators, owner-drivers and logistics businesses across the UK, offering robust cover that keeps you compliant and protected on the road.

Why HGV Insurance Matters

Heavy vehicles come with unique exposures — long hours, heavy loads, tight deadlines, and higher repair costs. A standard policy often isn’t enough.

Our HGV insurance is built specifically for the transport industry, providing protection that reflects the real-world risks of operating trucks and heavy goods vehicles, not just generic motor cover.

With the right insurance in place, you can focus on the job knowing you’re covered if something goes wrong.

What We Cover

We can arrange protection for:

Prime movers, rigid trucks & trailers
Owner-drivers and single vehicles
Small to large fleets
Downtime & loss of income options
Goods in transit
Trailer-in-control
Claims support & advocacy

With ClearRoute, you get policies that are both competitive and tailored — backed by insurers who understand the unique exposures of commercial vehicles on UK roads.

Flexible Cover to
Suit Your Business

We understand that no two haulage businesses are the same. That’s why our truck insurance offers flexible solutions, including:

Single Vehicle Cover: Ideal if you’re an owner-operator or run a small commercial vehicle for deliveries, haulage or specialist transport.
Multi-Vehicle & Fleet Policies: Insurance for fleets helps you protect multiple trucks under one policy, streamlining administration and making cover easier to manage as your business grows.

What Our Truck Insurance Can Include

Our truck policies are designed to cover the risks haulage businesses face, and can be structured to include:

Third-Party Liability – Meets legal requirements and protects you against damage or injury you cause to others.
Third-Party, Fire & Theft – Adds protection if your vehicle is stolen or damaged by fire.
Comprehensive Cover – Provides broader protection, including damage to your own vehicle, accidental damage, and optional add-ons to suit your operations.
Optional Extensions – Extras such as breakdown assistance, goods in transit, legal expenses and cover for trailers or additional drivers can be included to match your risk profile.

With ClearRoute, you get policies that are both competitive and tailored — backed by insurers who understand the unique exposures of commercial vehicles on UK roads.

Why Choose ClearRoute Insurance?

Insuring trucks and HGVs isn’t just about meeting legal requirements — it’s about safeguarding your assets, your drivers and the continuity of your business. Our expert team will guide you through options, help you understand the right level of cover for your vehicle type and usage, and ensure you have confidence in the protection your policy provides.

From curtain-siders and box trucks to heavy haulage up to 44 tonne, we’re here to help you keep moving.

Keep Your Business Moving with Confidence

Whether you’re an owner-driver or managing a growing fleet, ClearRoute Insurance provides straightforward advice and dependable HGV cover you can trust.

Talk to our us today and let’s build a policy that works as hard as you do.

What Our Customers Are Saying...

“Ella doesn’t just provide insurance – she provides reassurance. She takes the time to understand our business, identify potential risks, and recommend tailored solutions that genuinely protect us. Her commitment to excellence sets her apart.”

“After many years of partnership with Liam, we can confidently say his service has been exceptional. He is reliable, knowledgeable, and consistently delivers results that benefit our business.”

“From day one, Ella has gone above and beyond for us. Whether it’s renewals, policy adjustments, or claims support, everything is handled quickly and smoothly. Her dedication and attention to detail give us complete peace of mind.”

Get a Free Quote

We're committed to empowering your business with specialist insurance advice, insightful risk consulting, and personalised support.

For a free quote, simply fill out the form and a member of our team will get back to you as soon as possible.

ClearRoute Insurance Services Ltd is an Appointed Representative of Gauntlet Risk Management Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 308081.